Stealth payment links · beta

One link. A new address for every payment.

Share a single pay link. Each payer gets a fresh receive address on SOL, ETH, BTC or LTC, derived from a seed that never leaves your device.

SOLETHBTCLTCUSDC+ any SPL / ERC-20
$CLOAK CA Dropping soon
cloak.pay/@tuhozu DEMO
Route
Settles as
Protocol fee 0.5%
Recipient gets
One-time receive address · example only, do not send
Protocol

How it works

Five steps from link to wallet. The flow is the same on every chain; only the address scheme and the swap route change.

  1. 01
    Create

    Publish one link

    Connect a wallet, pick a handle and sign once. Your browser derives a master seed. Only public receive keys are published: an xpub for BTC and LTC, a stealth meta-address for ETH, a derivation key for SOL.

  2. 02
    Pay

    Payer opens your link

    They pick a chain, any token they hold and an amount. The page quotes a route and assigns a brand-new receive address for that one payment.

  3. 03
    Route

    Swap if needed

    Native coins and USDC go straight through. Other tokens are swapped by Jupiter on Solana or a DEX aggregator on Ethereum. The payer signs the swap in their own wallet.

  4. 04
    Receive

    Funds land privately

    Each payment hits a deterministic address from your seed. Anyone watching the chain sees a fresh address with no history linking it to you.

  5. 05
    Sweep

    Consolidate on your terms

    Your dashboard lists every payment by chain. You sweep when you want. Nothing forwards automatically.

Per chain

How each chain gets a fresh address

Every chain uses its own standard, so wallets you already own can import and spend the funds.

ChainAddress schemeSwaps intoMinimumSettles as
SOLEd25519 keypairs derived per payment indexJupiter, any SPL token0.01 SOLSOL or USDC
ETHStealth addresses (ERC-5564 style), one per paymentDEX aggregator, any ERC-200.003 ETHETH or USDC
BTCBIP84 native SegWit (bc1q…), next unused indexNone, BTC only0.0001 BTCBTC
LTCBIP84 native SegWit (ltc1q…), next unused indexNone, LTC only0.01 LTCLTC

What it does

  • +Gives you one shareable link that never reuses a receive address, on any supported chain.
  • +Lets payers settle in the coin or token they already hold.
  • +Keeps your master seed on your device.
  • +Lets you sweep each chain's funds when you choose.

What it does not

  • −It is not a mixer and does not bridge funds between chains.
  • −Sweeping into a known wallet links those funds back to you.
  • −Unique amounts and timing can still hint at a match.
  • −This is beta software. Start small and back up your seed.
Takes
Seconds
Chains
4
Protocol fee
0.5%
Settles as
Native or USDC